People think rich people are rich because they take from the poor. Nope, that’s not really it. They’re rich because they have a good money mindset. They love money, they value money, and they understand money.

The Problem With Your Money Mindset

 Your money mindset is why you're poor.

People think rich people are rich because they take from the poor. Nope, that’s not really it. They’re rich because they have a good money mindset. They love money, they value money, and they understand money.

How many times have you looked at a price tag on a pair of shoes or a cute top and gone, “Oh, geez, I could never afford that!”? How often do you find an amazing coaching program or online course, but say ‘no’ because “I don’t have that kind of money!”?

More times than you can count, I bet. I know, because I’ve been there.

I’m going to be honest. I recently spent a four-figure amount (in dollars) on a Pinterest coach to help boost my website and Instagram traffic and find my ideal soulmate clients. Would I have done that a few months ago? Not a chance in hell. I would have been scared I wouldn’t be able to recover the cost, that it would all go to waste, that I didn’t have any coaching clients, so how could I make that sort of expense?

I know better now. Because spending on something that adds value to your life or your business isn’t an expense – it’s an investment. It’s a fact that Pinterest coaching is already improving my website views after a single one-hour call last week; it’s a fact that the money I’m spending is going to bring me revenue over and above the price of the coaching; and it’s definitely a fact that treating my business like a real business, and not like a hobby, is what sets me apart from the many coaches who might not live up to their full biz potential because they don’t want to spend at all.

Fear of spending money will get you nowhere. Sometimes, that cute pair of shoes can boost your confidence and help you ace that interview. Sometimes, that coaching program can help you find the perfect client who agrees to your rates without any negotiation.

There’s a clear difference between wasting money and investing money. We all know this, but few of us actually practise this. Our limiting money mindset of financial scarcity doesn’t get us anywhere. Yes, you might not be able to afford the coaching program or certification course with your paycheck right now. But can you open your mind to the possibility that money will come your way soon? That this expense is actually an investment? And that wanting to be rich doesn’t mean you’re selfish, or power-hungry, or evil like all those billionaires you hate?

How can you make money if you hate rich people, if you hate the idea of money? You’re going to subconsciously push away any opportunities that come your way, and you won’t even realise it. You’re going to walk away from your next source of income only because you’re living in fear of being poor and being rich at the same time.

Maybe you’re reading this and scoffing, saying, “Swati, that isn’t true. I love the idea of being rich!” Okay, maybe. But do your actions reflect it? Do you invest in your confidence, your skills, your happiness? Do you have savings, even if it’s $5 a month? And do you imagine learning how to invest in stocks and shares someday? If the answer to those questions is ‘no’, then you have it right there: you’re living in scarcity because you’re acting in scarcity.

Try feeling, thinking, and acting rich. Try looking at investments as a value-addition, not an expense. Just try having a money mindset of abundance.

And watch how your money grows.

Love hard & dream big,

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